Bad Credit Information

Warning From Credit Capitol: Don’t Sign Up For The Christmas Credit Card!

Posted by on December 22, 2017 at 5:12 pm

Christmas is almost here and the rush to finish Christmas shopping in time is on. With the holiday right around the corner, last minute shopping, crowded malls, and long lines are just the start of the Christmas chaos. Credit Capitol wants to help keep you from running into a financial disaster. This time of year […]

Credit Capitol: Charlotte Area’s Helping Hand

Posted by on September 27, 2016 at 5:27 pm

We’ve all been there. The car or truck that’s been paid off for years – the car or truck that’s been saving us from monthly payments – has come to its final days. We need a loan from a financial institution to replace our departed friend. For those with solid or perfect credit, securing that […]

How to Rebuild Credit

Posted by on August 7, 2015 at 9:03 pm

Rebuilding your credit after a foreclosure or bankruptcy can be difficult. Even if you just have a low credit score due to slow payments or large debt, it can be challenging to move your credit score a few numbers higher. At Credit Capitol we are in the business of helping folks rebuild their credit. It […]

Do Lower Gas Prices mean You Can Afford More Car?

Posted by on May 8, 2015 at 8:26 pm

Recently, gas prices have been falling all over the country. Some places have seen gas as low as $2 a gallon! Hopefully most of us have felt this savings in our pockets. With gas prices so low, maybe it’s time to consider buying a new car. It makes sense that if your overall car costs […]

Don’t Fall for Phony Credit Traps

Posted by on September 5, 2012 at 5:45 pm

  According to the Bureau of Justice’s statistics, 8.6 million households per year are affected by identity theft. This is a serious problem, but it’s not the only thing you have to watch out for. There are scams out there that are legal as long as the scammers place it in writing what you are […]

Dealers Are Giving Chances, Banks Are Taking Them Away

Posted by on October 12, 2011 at 8:30 pm

A new report from Equifax has shown that this year dealers are in the business of lending but banks are not quite so interested. Dealers this year have shown that they are willing to give loans to increasingly high risk customers, including customers with lower credit scores. Dealerships are more and more prepared to give […]

Polls Say Americans Don’t Understand What Makes a Credit Score

Posted by on October 12, 2011 at 3:04 pm

Visa announced this Monday that it had conducted a poll with Americans during the month of December and they were able to find some very telling results. According to the results of the study, over half of Americans misunderstand at least one aspect of what goes into determining credit scores. Visa asked Americans whether they […]

Why You Should Build Your Credit Score

Posted by on September 28, 2011 at 2:27 pm

These days you can hear a lot in the news about how everyone is clamoring for the best possible credit score. But have you ever stopped to wonder why that is? Why is it that everyone wants the best credit score that they can get? Well there are many benefits to having an excellent credit […]

Can You Afford NOT To Buy An American Car?

Posted by on September 22, 2011 at 1:36 am

In today’s complex marketplace, Americans sometimes have difficulty making the connection between purchases they make and other economic outcomes like the jobs, pricing and even politics. Driving to work in a Toyota while worrying if today may be your last before another layoff is not a good idea! The car you buy today could impact […]

Financing A Car: How To Get in the Driver’s Seat

Posted by on September 22, 2011 at 1:06 am

Financial difficulties can cause consumers to feel they’ve lost control and have few choices left. Often they feel at the complete mercy of lenders and creditors. When making necessary purchases, like a vehicle, they feel forced to accept terms and pay interest rates that are, to put it simply, unreasonable. Unscrupulous sellers will always exist […]