Credit Information

Warning From Credit Capitol: Don’t Sign Up For The Christmas Credit Card!

Posted by on December 22, 2017 at 5:12 pm

Christmas is almost here and the rush to finish Christmas shopping in time is on. With the holiday right around the corner, last minute shopping, crowded malls, and long lines are just the start of the Christmas chaos. Credit Capitol wants to help keep you from running into a financial disaster. This time of year […]

Constantly Changing Interest Rates for Vehicle Loans

Posted by on February 23, 2017 at 3:39 pm

  At Credit Capitol we do more than find you vehicle loans. We make sure all of our customers are informed and prepared to find the best interest rates on whatever they may buy. This is especially helpful for those with credit issues. The truth is, just because you have bad credit, you don’t have […]

Credit Applications Made Easy (Credit Capitol is Your Home for Quick and Simple Loan Applications)

Posted by on January 25, 2017 at 2:53 pm
Loan Applications

You’re on page 9. The bank or loan company is asking you the address of a job you haven’t even thought about in ten years. You’re trying not to let your annoyance and frustration show on your face. But you see more pages still left to tackle on that car loan application which seems to […]

How to Read your Credit Report

Posted by on March 28, 2016 at 6:03 pm

Reviewing the Basics: Credit Agencies, Credit Reports and You   How does your credit report affect getting a car or a house or even a new job? Do you know how to read your credit report? Credit Capitol explains how to read your credit report   Maybe you need credit to buy a car. Maybe […]

How to Rebuild Credit

Posted by on August 7, 2015 at 9:03 pm

Rebuilding your credit after a foreclosure or bankruptcy can be difficult. Even if you just have a low credit score due to slow payments or large debt, it can be challenging to move your credit score a few numbers higher. At Credit Capitol we are in the business of helping folks rebuild their credit. It […]

Do Lower Gas Prices mean You Can Afford More Car?

Posted by on May 8, 2015 at 8:26 pm

Recently, gas prices have been falling all over the country. Some places have seen gas as low as $2 a gallon! Hopefully most of us have felt this savings in our pockets. With gas prices so low, maybe it’s time to consider buying a new car. It makes sense that if your overall car costs […]

What Your Need to Know About Auto Financing in 2014

Posted by on February 28, 2014 at 2:53 am

Buying a car is typically the second most expensive purchase that most Americans will make outside a new home. Most car buyers need some kind of loan to get the deal done, so understanding your financing options is important even before you walk into a dealership.  Because it is a big purchase, it’s important that […]

Save Big Using Credit Card Purchase Power!

Posted by on February 28, 2014 at 2:13 am

General Motors wants to help you save for your next car. By simply using a GM credit card issued by Capital One, you can enjoy earning from your purchases every day.  Here’s the plan:  Every year, and year after year, enjoy 5 percent on the first $5000 in purchases. Spending above $5000 in the same […]

How to Raise Your Credit Score and Keep It

Posted by on June 27, 2013 at 6:23 pm

A credit score can seem like a complicated and sometimes arbitrary number, but if we break down what makes up a credit score, we can see how to help raise the score. And three to five points can make a difference in the type of financing available to you. A credit score is made of […]

The Four Elements of Financing a Car

Posted by on June 21, 2013 at 4:09 pm
finance

#1 Price Price is a key factor in buying a car. If you don’t need dealer financing, then the sticker price of the car is the key factor. If you do need financing, the price should be negotiated. Check other dealerships advertised prices online before you get on the lot. Get a few quotes in […]