Is It Time To Sell Your Car?

Posted by on January 15, 2018 at 8:45 pm

When is the best time to sell your car? Credit Capitol wants to help you find the perfect time to sell your vehicle, and now just might be that time. 2018 is off to a great start and it is time to get started on those New Year’s resolutions. Whether your resolution was to clean […]

Warning From Credit Capitol: Don’t Sign Up For The Christmas Credit Card!

Posted by on December 22, 2017 at 5:12 pm

Christmas is almost here and the rush to finish Christmas shopping in time is on. With the holiday right around the corner, last minute shopping, crowded malls, and long lines are just the start of the Christmas chaos. Credit Capitol wants to help keep you from running into a financial disaster. This time of year […]

Credit Capitol: Charlotte Area’s Helping Hand

Posted by on September 27, 2016 at 5:27 pm

We’ve all been there. The car or truck that’s been paid off for years – the car or truck that’s been saving us from monthly payments – has come to its final days. We need a loan from a financial institution to replace our departed friend. For those with solid or perfect credit, securing that […]

How to Read your Credit Report

Posted by on March 28, 2016 at 6:03 pm

Reviewing the Basics: Credit Agencies, Credit Reports and You   How does your credit report affect getting a car or a house or even a new job? Do you know how to read your credit report? Credit Capitol explains how to read your credit report   Maybe you need credit to buy a car. Maybe […]

What Your Need to Know About Auto Financing in 2014

Posted by on February 28, 2014 at 2:53 am

Buying a car is typically the second most expensive purchase that most Americans will make outside a new home. Most car buyers need some kind of loan to get the deal done, so understanding your financing options is important even before you walk into a dealership.  Because it is a big purchase, it’s important that […]

Could You Be Sued for Debts You Don’t Even Owe?

Posted by on September 26, 2012 at 6:52 pm

A poor credit rating doesn’t always mean a person is irresponsible. Low credit scores are often due to factors outside of someone’s control. There are cases of mistaken or stolen identity, cases where credit behavior was not irresponsible but was still factored in negatively to the credit score, and simple cases of falling on hard […]

Obama Authorizes New Student Loan Debt Policy

Posted by on October 28, 2011 at 2:24 pm

President Obama announced on Wednesday a plan to help out college graduates in paying back their student loan debt. The plan that he is announcing has already been passed into law, but has not yet taken effect. At the announcement today Obama will explain that They will be authorizing the student loan changes starting this […]

Bank of America Fees Are Making Customers Mad

Posted by on October 28, 2011 at 2:15 pm

We’ve already written here about how Bank of America is going to start charging its customers a five dollar fee every month when they use their debit card, but now that the news has had time to stew in people’s minds, the reactions of consumers have ranged from mildly annoyed to furious. Luckily there are […]

New Credit Options Will Soon Be Available for America’s Military Families

Posted by on October 21, 2011 at 4:08 pm

Pioneer Services, the military division of Mid-country Bank, has announced that it will be offering a new service to America’s military families. Pioneer wants to help ensure that America’s military families are able to apply for necessary credit services, like auto loans, so they are giving free Credit Repair Kits to military families. The new […]

Dealers Are Giving Chances, Banks Are Taking Them Away

Posted by on October 12, 2011 at 8:30 pm

A new report from Equifax has shown that this year dealers are in the business of lending but banks are not quite so interested. Dealers this year have shown that they are willing to give loans to increasingly high risk customers, including customers with lower credit scores. Dealerships are more and more prepared to give […]