Tag Archive

5 Financial Steps-to-Prep Before Purchasing Your First Car

Published on April 13, 2018 By admin

Buying a car is a big deal, but buying your first car is a huge milestone and reason to be proud. Between dealing with high-pressure car salesmen tactics, trying to ensure you get a good price, haggling for trade-in values on your old car, and staying on top of the sale by avoiding any hidden […]

Warning From Credit Capitol: Don’t Sign Up For The Christmas Credit Card!

Published on December 22, 2017 By admin

Christmas is almost here and the rush to finish Christmas shopping in time is on. With the holiday right around the corner, last minute shopping, crowded malls, and long lines are just the start of the Christmas chaos. Credit Capitol wants to help keep you from running into a financial disaster. This time of year […]

How to Tell If You Are a Victim of Identity Theft

Published on February 16, 2013 By admin

The key to stopping identity theft is catching it early. Unfortunately because of the fact that the government only guarantees a free credit report once a year, it is estimated tha the majority of Americans only monitor their credit scores at that time. But there are just a few simple ways to look at a […]

Credit Scores for Consumers Are Different Than for Lenders

Published on October 15, 2012 By admin

A new report indicates a disparity may exist between credit scores for consumers and those of lenders, when a credit check is run. This could potentially cost some consumers credit opportunities. Lenders look at consumer credit scores to determine their creditworthiness.Consumers are running self-credit checks and finding they have much better scores than the ones […]

Credit Score Makeup

Published on October 1, 2012 By admin

Most of us know what makes a credit score. We know what to do to improve your score and how to avoid trouble in the first place. But what about the weight of each factor? Not all the pieces of the credit score puzzle are counted equally, and it’s important to know which factors pack […]

Could You Be Sued for Debts You Don’t Even Owe?

Published on September 26, 2012 By admin

A poor credit rating doesn’t always mean a person is irresponsible. Low credit scores are often due to factors outside of someone’s control. There are cases of mistaken or stolen identity, cases where credit behavior was not irresponsible but was still factored in negatively to the credit score, and simple cases of falling on hard […]

Paying for Your Credit Score

Published on June 28, 2012 By admin

The resource that lets Americans access their credit reports once a year for free is a much-needed service. This report can be a real lifesaver for some when it comes to monitoring a score for suspected fraud. But the reports that can be received for free are often not the reports that lenders look at […]

How Marriage Changes Money

Published on April 9, 2012 By admin

We all know what we are supposed to do when we are thinking about marriage. Everyone says that marriage is about love, and as long as you love someone then marriage should be the logical next step. But what about money? It can be a hard question to ask and may seem shallow to some, […]

New Oversight Means New Rules for Credit Collectors

Published on March 2, 2012 By admin

Recently a major consumer finance watchdog released reports that the government has plans to regulate previously unregulated financial firms. Now these debt collectors and credit reporting agencies are preparing themselves for the worst. Consumers have been complaining that credit reporting agencies and debt collectors have been engaging in unethical collection tactics and have been overly […]

Leprechauns Worry About Protecting Their Gold on Saint Patrick’s Day

Published on March 2, 2012 By admin

Before this Saint Patrick’s Day the National Coalition of Leprechauns (NCL) is conjoining for a meeting on how they can protect their pots of gold. In years past the leprechauns have had some difficulty with keeping their gold safe from prying human eyes. This has led to an extreme credit crisis in the leprechaun community. […]